Representative Example for Personal Contract Purchase (PCP): Cash price £20,450.00, Annual Interest Rate (fixed) 5% p.a., with a representative 9.9% APR, total amount of credit £18,405.00, deposit of £2,045.00, an initial payment of £378.42, followed by 47 monthly payments of £378.42 with a final payment of £4,905.00, total amount payable is £25,114.16, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return